Supplying & Earning

How do I supply?

Head over to the "Supply" section in the Haust Lend, Click "Supply" on the asset you want to supply, choose your amount and confirm the transaction. After it’s approved on-chain, your supply is live and you’ll start earning interest.

*Note: For your first deposit of any asset, there will be an additional approval transaction.*

How much will I earn?

When you supply assets on Haust Lend, you earn in two ways:

1. Interest from Loans: Your earnings come from the interest paid by borrowers, which is calculated based on the average borrow rate and the utilization rate. The higher the utilization of a particular reserve, the better the yield for suppliers.

2. Flash Loan Fees: You'll also score a share of the Flash Loan fees, which is 0.09% of the Flash Loan volume.

Each asset has its own supply-demand dynamics, so the APY (Annual Percentage Yield) will fluctuate. You can track the average annual rate over the past 30 days to get a sense of how things are evolving. For more detailed insights, visit the reserve overview for each asset in the home section of protocol.

Is there a minimum or maximum amount to supply?

There’s no minimum amount required to supply. But keep in mind, for very small amounts, transaction fees might be higher than the earnings. So, factor that in when deciding to deposit smaller sums.

Haust Lend also supports a supply cap, controlled by governance. If a reserve hits the supply cap, no more of that asset can be deposited.

Can I borrow using both stable and variable rates on the same asset?

Nope. For any given asset, you can only choose either a stable or variable rate. If you switch rates, it’ll change the rate for your entire balance of that asset. However, you can have different rates across different assets.

How do I withdraw?

To withdraw your funds, head to the "Dashboard" section and click “Withdraw.” Pick the amount to withdraw, confirm the transaction and you’re all set. If you don’t want to fully withdraw, you can also use your tokens as liquidity.

Just make sure there’s enough liquidity in the pool to withdraw. If there’s a shortage, you may need to wait until borrowers repay or more liquidity is supplied.

Can I opt-out of using my assets as collateral?

Yes, after supplying your assets, you can choose not to use them as collateral. Go to the "Supply" section on your dashboard and toggle off the "use as collateral" option for the asset you want to exclude.

*Note: You can still withdraw assets even if they’re used as collateral, as long as the withdrawal doesn’t trigger a liquidation of your loans.